Our consumption and financial decisions are not always rational; they are often influenced by emotions, biases or cleverly designed marketing campaigns. How does the psychology of consumption work and why we often act to the detriment of our own interests are some of the questions to which Ines Merkl, the director of Moneterra – Money Museum of the Croatian National Bank, responds in the new episode of the HNB Podcast.

In this episode of the HNB Podcast we are joined by Marko Škreb, former CNB governor and one of the most renowned Croatian experts in the field of monetary policy, to discuss a series of his lectures entitled “What keeps central bank governors up at night?” and the challenges of the governor’s function.

Petra Šparica, museum educator at Moneterra – Money Museum of the Croatian National Bank, explains when and how to start a conversation with children about money and why it is important to develop financial habits from the earliest age.

This time, the topic of the HNB Podcast is the balance sheet of central banks and the CNB asset management, which is discussed by Deputy Governor Sandra Švaljek.

The topic of a new episode of the CNB Podcast is financial literacy. Bojan Fras, Vicegovernor of the Croatian National Bank, spoke about the definition of financial literacy, survey findings on the level of financial literacy in Croatia and the activities carried out by the CNB to improve financial literacy.

The new HNB Podcast episode deals with the CNB’s macroprudential measure limiting consumer lending criteria, which comes into effect on 1 July. These limits, an important part of the CNB’s macroprudential toolbox, provide a kind of safety net curbing excessive consumer borrowing and excessive risk-taking by consumers and banks.

The topic of this podcast episode is the information and education centre Moneterra – Money Museum of the Croatian National Bank, which is celebrating its first anniversary. Moneterra was established to bring the central bank closer to the public and spread financial literacy among citizens of all generations. The director of Moneterra, Ines Merkl, explains what this museum is about, what its visitors can learn and why they should visit it.

The topic of the first HNB podcast episode is the digital euro – the currency that is forthcoming. This episode will explain what digital euro is, its purpose, how it will be used and why it is introduced in the first place. The answers to these and other questions have been provided by the Governor of the Croatian National Bank, Boris Vujčić