The publication Financial Stability is the regular annual publication of the Croatian National Bank which analyses the main risks and challenges in safeguarding financial stability. Given their predominant role in financing the economy, the analysis focuses on the credit institutions and their risks stemming from the macroeconomic environment and developments in the main borrowing sectors. The analysis also includes the assessment of credit institutions' ability to absorb potential losses should these risks materialise and discusses the CNB measures to preserve financial system stability.