The tables show data on payment services of acquiring of payment instruments at acquiring terminals (ATMs, EFTPOS terminals, cash withdrawal terminals, the Internet, etc.).
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Table PP1 Number and value of acquiring transactions (total) in the territory of the RC for 2022
Published: 13/2/2023 13,5K
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Table PP2 Total number of acquiring transactions of payment instruments in kuna for year 2022
Published: 13/2/2023 13,7K
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Table PP3 Total value of acquiring transactions of payment instruments in kuna for year 2022
Published: 13/2/2023 14,5K
Methodology - acquiring of payment instruments
Data presented in this report are collected on the basis of the Decision on the obligation to submit data on the payment system and electronic money (OG 147/2013) and the accompanying Instructions.
This report presents the total number of payment transactions initiated and/or executed by consumers and non-consumers with all payment instruments (payment card and e-money) at acquiring terminals or points at which credit institutions or electronic money institutions execute the acquiring payment service in terms of Article 3, sub-paragraph 5 of the Payment System Act (OG 133/2009 and 136/2012) irrespective of the ownership of the acquiring terminal or point.
Acquiring payment transactions are shown according to the description of the transaction:
1. Cash deposit,
2. Cash withdrawal,
3. Purchase,
4. Transfer,
5. Issuing (loading) of e-money, and
6. Redemption of e-money.
DEFINITIONS AND DESCRIPTIONS
1. Consumer
"Consumer" means a natural person who, in payment service contracts covered by the Payment System Act (OG 133/2009 and 136/2012) is acting outside the area of his/her business activity or freelance occupation and a natural person concluding a contract for the issue of electronic money in accordance with the Electronic Money Act (OG 139/2010) outside the area of his/her business activity or freelance occupation.
2. Non-consumer
"Non-consumer" means a legal or natural person other than the consumer.
The following are included:
- legal persons (e.g. corporates, institutions, cooperatives, associations, foundations etc.), craftsmen and other natural persons employed as freelancers or carrying out an economic activity when entering into a contract on payment services or a contract on the issuing of electronic money within the area of their economic activity or freelance occupation, and
- entities that do not have legal personality, but that may be holders of payment accounts (e.g. bodies of state administration, representative offices, etc.).
3. Cash deposit
Includes payment transactions of the deposit of cash through a payment card executed at an ATM and/or cash withdrawal terminal.
4. Cash withdrawal
Includes payment transactions of cash withdrawal using a payment card through an ATM, EFTPOS terminal and/or cash withdrawal terminal.
5. Purchase
Includes payment transactions for the purchased goods and services initiated through an ATM, EFTPOS terminal and/or the Internet at the point of sale by using a payment card and e-money.
6. Transfer
Includes payment transactions of the transfer of funds at an ATM using a payment card.
7. Issuing (loading) of e-money
Includes payment transactions of the purchase of e-money (initially and/or subsequently) by which the electronic money issuer stores a certain value of the received funds to the payment instrument/account of the electronic money holder (by direct loading of e-money to the electronic money holder).
8. Redemption of e-money
Includes payment transactions by which the electronic money issuer allows the holder of the payment instrument/account the payment of (makes available) a certain monetary value of e-money from the payment instrument/account (the redemption of a certain value of e-money from the payment instrument/account of e-money to the electronic money holder).
DESCRIPTION OF BASIC FIELDS OF THE REPORT
1. "Own" columns
The "Own" columns present the transactions of acquiring at devices at which a credit institution or an electronic money institution carry out the service of acquiring in terms of Article 3, sub-paragraph 5 of the Payment System Act, only for the cards issued by that institution.
2. "Croatian issuer" columns
The "Croatian issuer" columns present the transactions of acquiring at devices at which a credit institution or an electronic money institution carry out the service of acquiring in terms of Article 3, sub-paragraph 5 of the Payment System Act, for the cards issued by another institution having its head office in the Republic of Croatia.
3. "Foreign issuer" columns
The "Foreign issuer" columns present the transactions of acquiring at devices at which a credit institution or an electronic money institution carry out the service of acquiring in terms of Article 3, sub-paragraph 5 of the Payment System Act, for the cards issued by another institution having its head office outside the Republic of Croatia.
4. "Total" columns
Present the sum of the previous columns by rows.
Table PP3 Total value of acquiring transactions of payment instruments in kuna
Data presented in this report are collected on the basis of the Decision on the obligation to submit data on the payment system and electronic money (OG 147/2013) and the accompanying Instructions.
This report presents the total value of payment transactions initiated and/or executed by consumers and non-consumers with all payment instruments (payment cards and e-money) at acquiring terminals or points at which credit institutions or electronic money institutions execute the acquiring payment service in terms of Article 3, sub-paragraph 5 of the Payment System Act (OG 133/2009 and 136/2012) irrespective of the ownership of the acquiring terminal or point.
Acquiring payment transactions are shown according to the description of the transaction:
1. Cash deposit,
2. Cash withdrawal,
3. Purchase,
4. Transfer,
5. Issuing (loading) of e-money, and
6. Redemption of e-money.
DEFINITIONS AND DESCRIPTIONS
1. Consumer
"Consumer" means a natural person who, in payment service contracts covered by the Payment System Act (OG 133/2009 and 136/2012) is acting outside the area of his/her business activity or freelance occupation and a natural person concluding a contract for the issue of electronic money in accordance with the Electronic Money Act (OG 139/2010) outside the area of his/her business activity or freelance occupation.
2. Non-consumer
"Non-consumer" means a legal or natural person other than the consumer.
The following are included:
- legal persons (e.g. corporates, institutions, cooperatives, associations, foundations etc.), craftsmen and other natural persons employed as freelancers or carrying out an economic activity when entering into a contract on payment services or a contract on the issuing of electronic money within the area of their economic activity or freelance occupation, and
- entities that do not have legal personality, but that may be holders of payment accounts (e.g. bodies of state administration, representative offices etc.).
3. Cash deposit
Includes payment transactions of the deposit of cash through a payment card executed at an ATM and/or cash withdrawal terminal.
4. Cash withdrawal
Includes payment transactions of cash withdrawal using a payment card through an ATM, EFTPOS terminal and/or cash withdrawal terminal.
5. Purchase
Includes payment transactions for the purchased goods and services initiated through an ATM, EFTPOS terminal and/or the Internet at the point of sale by using a payment card and e-money.
6. Transfer
Includes payment transactions of the transfer of funds at an ATM using a payment card.
7. Issuing (loading) of e-money
Includes payment transactions of the purchase of e-money (initially and/or subsequently) by which the electronic money issuer stores a certain value of the received funds to the payment instrument/account of the electronic money holder (by direct loading of e-money to the electronic money holder).
8. Redemption of e-money
Includes payment transactions by which the electronic money issuer allows the holder of the payment instrument/account the payment of (makes available) a certain monetary value of e-money from the payment instrument/account (the redemption of a specific value of e-money from the payment instrument/account of e-money to the electronic money holder).
DESCRIPTION OF BASIC FIELDS OF THE REPORT
1. "Own" columns
The "Own" columns present the transactions of acquiring at devices at which a credit institution or an electronic money institution carry out the service of acquiring in terms of Article 3, sub-paragraph 5 of the Payment System Act, only for the cards issued by that institution.
2. "Croatian issuer" columns
The "Croatian issuer" columns present the transactions of acquiring at devices at which a credit institution or an electronic money institution carry out the service of acquiring in terms of Article 3, sub-paragraph 5 of the Payment System Act, for the cards issued by another institution having its head office in the Republic of Croatia.
3. "Foreign issuer" columns
The "Foreign issuer" columns present the transactions of acquiring at devices at which a credit institution or an electronic money institution carry out the service of acquiring in terms of Article 3, sub-paragraph 5 of the Payment System Act, for the cards issued by another institution having its head office outside the Republic of Croatia.
4. "Total" columns
Present the sum of the previous columns by rows.