What is interest rate risk?

Published: 12/4/2018
Get informed about how to avoid interest rate risk

Interest rate risk means the risk of a rise or fall in interest rates that may lead to an increase in loan instalment or annuity. It occurs in periods of negotiated variable interest rate. Where a variable interest rate has been negotiated for the entire period, the consumer is exposed to interest rate risk throughout the duration of the loan agreement. Where a combined interest rate has been negotiated for a loan, which implies a period of fixed interest rate and a period of variable interest rate, the consumer is exposed to interest rate risk in the period in which a variable interest rate is used. Interest rate risk can be avoided by negotiating a fixed interest rate throughout the duration of the loan agreement.

For more information on loans, click here.

An error occurred while processing the template. 
Failed to "?eval" string with this error:

---begin-message---
Syntax error in ?eval-ed string in line 1, column 2:
Encountered ")", but was expecting one of these patterns:
    <STRING_LITERAL>
    <RAW_STRING>
    "false"
    "true"
    <INTEGER>
    <DECIMAL>
    "."
    "+"
    "-"
    "!"
    "["
    "("
    "{"
    <ID>
---end-message---

The failing expression:
==> getField(article, 'najava_slika')?eval  [in template "20155#20195#2580503" at line 27, column 41]

----
FTL stack trace ("~" means nesting-related):
	- Failed at: #assign najava_slika = getField(artic...  [in template "20155#20195#2580503" at line 27, column 17]
----
1<#-- TEMPLATE KEY : 2580502 --> 
2<#-- TEMPLATE NAME:  HNB Article List (image - bez svih datuma) --> 
3<#assign dLFileEntryLocalService = serviceLocator.findService("com.liferay.document.library.kernel.service.DLFileEntryLocalService")> 
4<#include "${templatesPath}/ADT-FUNCTIONS" /> 
5 
6<div class="article-module article white "> 
7 
8    <h2 class="article-title">${getPageTitle()}</h2> 
9 
10    <#if entries?has_content> 
11 
12        <#list entries as curEntry> 
13 
14            <#assign assetRenderer = curEntry.getAssetRenderer() /> 
15            <#assign viewURL = assetPublisherHelper.getAssetViewURL(renderRequest, renderResponse, curEntry) /> 
16            <#assign contextUrl = assetRenderer.getURLViewInContext(renderRequest, renderResponse, viewURL) /> 
17 
18            <#if assetRenderer.getClassName()  == "com.liferay.journal.model.JournalArticle"> 
19                <#assign article = assetRenderer.getArticle() /> 
20                <#assign sazetak = getField(article, "sazetak") /> 
21                <#assign slika = article.getSmallImageURL() /> 
22 
23                <#if getField(article, "slika")?has_content > 
24                    <#assign slika = getField(article, "slika") /> 
25                </#if> 
26 
27                <#assign najava_slika = getField(article, 'najava_slika')?eval /> 
28                <#if najava_slika?has_content> 
29                    <#assign slikaUrl = "/c/document_library/get_file?uuid=" + najava_slika.uuid + "&groupId=" + najava_slika.groupId /> 
30                    <#assign image = dLFileEntryLocalService.getDLFileEntryByUuidAndGroupId(najava_slika.uuid, groupId) /> 
31                    <#assign localeSuffix = locale[0..1]?upper_case> 
32                    <#assign atribucije = getImageAttribution(image.getDDMFormValuesMap(image.getFileVersion().getFileVersionId()) , localeSuffix)> 
33                </#if> 
34 
35            </#if> 
36 
37            <article class="entry-container hf170"> 
38                <a href="${contextUrl}"> 
39                    <#if najava_slika?has_content> 
40                        <div class="image-container"> 
41                            <img class="desaturate" title="${atribucije}" src="${slikaUrl}" alt="article"/> 
42                        </div> 
43                    </#if> 
44                    <div class="article-linebanner"> 
45                        <h4 class="title">${curEntry.getTitle(locale)}</h4> 
46                        <!--h5 class="attributes"--> 
47                        <!--span>${languageUtil.get(locale,"templates.article.publishDate")}: ${getDisplayDate(article)}</span--> 
48                        <#-- ovo smo maknuli da nema datuma #if articleType?has_content && articleType != "general"> 
49                            <span>&nbsp;${languageUtil.get(locale,"templates.categoryType."+article.getType())},</span> 
50                        </#if> 
51                        <#list filterAndOrderCategories(curEntry.getCategories()) as category> 
52                            <span>${category.getTitleCurrentValue()}</span> 
53                        </#list--> 
54                        <!--/h5--> 
55                        <#if sazetak?has_content && sazetak?trim?has_content> 
56                            <h5>${sazetak}</h5> 
57                        </#if> 
58                    </div> 
59                </a> 
60            </article> 
61        </#list> 
62    </#if> 
63</div>