What are housing savings?

Published: 12/4/2018
Incentives for housing savings provided by the government

Housing savings is a special-purpose savings arrangement most frequently negotiated with the ultimate aim of purchasing or refurbishing a residential property. Housing savings have a five-year maturity after which the user decides if he/she wants to use the amount saved at his/her discretion or make use of the right to more favourable lending terms for house purchase or refurbishment on the basis of housing savings. Users of housing savings may, if they wish, exercise their right to government incentives. There are also different variations in the duration of savings and the exercise of the right to more favourable housing lending terms. Depending on the model, users may exercise their right to more favourable housing lending terms even before the negotiated maturity of the housing savings. As in the case of other forms of savings, one has to get informed about the amount and frequency of payments, any fees charged, type and amount of interest rate that will be used, the manner of using funds upon maturity, and the rights and obligations related to lending based on the funds accumulated on the basis of housing savings.

For more information on savings, click here.

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----
FTL stack trace ("~" means nesting-related):
	- Failed at: #assign najava_slika = getField(artic...  [in template "20155#20195#2580503" at line 27, column 17]
----
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