Can a bank sell my loan without my consent?

Published: 12/4/2018
Banks must notify debtors of loan sale

Under applicable regulations, a bank has the right to assign its claim to a third party by entering into an agreement on the assignment of claim (loan). To assign claims no debtor's consent is required but the assignor, i.e. the bank, is obligated to notify the debtor thereof. All ancillary rights, such as right to interest, liens, etc. will be transferred onto the new creditor together with the assigned claim, and the new creditor will have the same rights and obligations as the previous creditor (bank) and it may, among others, try to collect its claim in the manner it deems appropriate, but subject to the obligation of not putting the consumer in a less favourable position than that the consumer had in the bank.

For more information on loans, click here.

An error occurred while processing the template. 
Failed to "?eval" string with this error:

---begin-message---
Syntax error in ?eval-ed string in line 1, column 2:
Encountered ")", but was expecting one of these patterns:
    <STRING_LITERAL>
    <RAW_STRING>
    "false"
    "true"
    <INTEGER>
    <DECIMAL>
    "."
    "+"
    "-"
    "!"
    "["
    "("
    "{"
    <ID>
---end-message---

The failing expression:
==> getField(article, 'najava_slika')?eval  [in template "20155#20195#2580503" at line 27, column 41]

----
FTL stack trace ("~" means nesting-related):
	- Failed at: #assign najava_slika = getField(artic...  [in template "20155#20195#2580503" at line 27, column 17]
----
1<#-- TEMPLATE KEY : 2580502 --> 
2<#-- TEMPLATE NAME:  HNB Article List (image - bez svih datuma) --> 
3<#assign dLFileEntryLocalService = serviceLocator.findService("com.liferay.document.library.kernel.service.DLFileEntryLocalService")> 
4<#include "${templatesPath}/ADT-FUNCTIONS" /> 
5 
6<div class="article-module article white "> 
7 
8    <h2 class="article-title">${getPageTitle()}</h2> 
9 
10    <#if entries?has_content> 
11 
12        <#list entries as curEntry> 
13 
14            <#assign assetRenderer = curEntry.getAssetRenderer() /> 
15            <#assign viewURL = assetPublisherHelper.getAssetViewURL(renderRequest, renderResponse, curEntry) /> 
16            <#assign contextUrl = assetRenderer.getURLViewInContext(renderRequest, renderResponse, viewURL) /> 
17 
18            <#if assetRenderer.getClassName()  == "com.liferay.journal.model.JournalArticle"> 
19                <#assign article = assetRenderer.getArticle() /> 
20                <#assign sazetak = getField(article, "sazetak") /> 
21                <#assign slika = article.getSmallImageURL() /> 
22 
23                <#if getField(article, "slika")?has_content > 
24                    <#assign slika = getField(article, "slika") /> 
25                </#if> 
26 
27                <#assign najava_slika = getField(article, 'najava_slika')?eval /> 
28                <#if najava_slika?has_content> 
29                    <#assign slikaUrl = "/c/document_library/get_file?uuid=" + najava_slika.uuid + "&groupId=" + najava_slika.groupId /> 
30                    <#assign image = dLFileEntryLocalService.getDLFileEntryByUuidAndGroupId(najava_slika.uuid, groupId) /> 
31                    <#assign localeSuffix = locale[0..1]?upper_case> 
32                    <#assign atribucije = getImageAttribution(image.getDDMFormValuesMap(image.getFileVersion().getFileVersionId()) , localeSuffix)> 
33                </#if> 
34 
35            </#if> 
36 
37            <article class="entry-container hf170"> 
38                <a href="${contextUrl}"> 
39                    <#if najava_slika?has_content> 
40                        <div class="image-container"> 
41                            <img class="desaturate" title="${atribucije}" src="${slikaUrl}" alt="article"/> 
42                        </div> 
43                    </#if> 
44                    <div class="article-linebanner"> 
45                        <h4 class="title">${curEntry.getTitle(locale)}</h4> 
46                        <!--h5 class="attributes"--> 
47                        <!--span>${languageUtil.get(locale,"templates.article.publishDate")}: ${getDisplayDate(article)}</span--> 
48                        <#-- ovo smo maknuli da nema datuma #if articleType?has_content && articleType != "general"> 
49                            <span>&nbsp;${languageUtil.get(locale,"templates.categoryType."+article.getType())},</span> 
50                        </#if> 
51                        <#list filterAndOrderCategories(curEntry.getCategories()) as category> 
52                            <span>${category.getTitleCurrentValue()}</span> 
53                        </#list--> 
54                        <!--/h5--> 
55                        <#if sazetak?has_content && sazetak?trim?has_content> 
56                            <h5>${sazetak}</h5> 
57                        </#if> 
58                    </div> 
59                </a> 
60            </article> 
61        </#list> 
62    </#if> 
63</div>