Analyses and publications

• About us
  • Functions and structure
    • Role
    • Vision and mission
    • CNB and climate change
      • Climate pledge
      • Climate Strategy
      • Supervisory activities
    • Regulations
    • Council and management
      • Governor
      • Deputy Governor
      • Vicegovernors
      • Former governors
      • Calendar
        • Calendar archive
    • Organisation
      • Compliance
  • Operation
    • Financial statements
    • Plans
    • State Audit Office’s audit
  • Consumer protection
    • Regulations
    • Credit intermediaries
      • Licensing
    • Key information
      • Payment accounts
        • Current account
        • Giro account
        • Basic account
      • Savings
      • Loans
        • Types of loans
        • Creditworthiness
        • Co-debtors, guarantors and mortgagors
      • Cashless payments
        • Payment cards
        • Electronic services
      • Interest rates
      • Fees
      • Currency clause
      • Enforcement actions
      • Information list
    • Information for consumers
      • COVID-19
      • Brexit
      • Sale of Insurance Products in credit institutions
    • Protect your rights
      • Right to complain
      • Solve a problem with your bank
    • Financial education
      • Information materials
      • Activities
  • Non-performing loans
  • Career
    • Bank as employer
    • Business activities
    • Employment
    • Internship
    • Scholarships
  • Events
  • Public procurement
  • The building
    • Photos
    • Video
  • Contacts
  • Education
    • CNB Open Doors Day
• Core functions
  • Monetary policy
    • Monetary policy implementation
      • Open market operations
      • Standing facilities
      • Minimum reserve requirements
      • Collateral
    • Regulations
    • Emergency liquidity assistance
  • Financial assets management
  • Financial stability
    • About financial stability
      • Macroprudential policy
      • Effective regulation and supervision
      • Deposit insurance
      • Effective crisis management policy
      • Regulations
    • CNB's role
    • Macroprudential measures
      • Capital conservation buffer
      • Countercyclical capital buffer
      • Systemic risk buffer
      • Systemically important institutions buffer
      • Reciprocation of measures
      • Other measures and activities
    • Cooperation
      • Institutions in the RC
      • International supervisory authorities
      • ESRB
    • Analyses
    • Financial system in the RC
  • Supervision
    • Basics and objectives
    • Regulations
    • Licensing
      • Credit institutions
      • Credit unions
    • Information on the banking system
    • Supervisory disclosure
      • Rules and guidance
      • Options and discretions
      • Supervisory review and evaluation
      • Statistical data
    • Prevention of money laundering and terrorist financing
  • Resolution
    • About resolution
      • Objectives
      • General principles
      • Tools
    • Resolution authorities
      • Single Resolution Mechanism
    • Regulations
    • Resolution actions
  • Payment system
    • About payment system
      • CNB's role
    • National Payment System Committee
    • Regulations
    • Payment system oversight
    • Payment systems
      • TARGET-HR
      • EuroNCS
      • EuroNCSInst
    • Digital euro
    • Licensing
      • Payment institutions
      • Small payment institutions
      • Electronic money institutions
      • Small electronic money institutions
      • Registered account information service providers (AISP)
      • Payment systems
      • Authorised exchange offices
    • Limited network
    • SEPA
    • Analytical reviews
  • International relations
    • European System of Central Banks
    • Institutions and bodies of the European Union
    • International Monetary Fund (IMF)
      • Article IV. Consultations
      • Financial arrangements
      • Selected topics
    • Bank for International Settlements
    • Development banks
    • Technical cooperation
    • Credit rating
• Currency
  • Euro banknotes
    • Banknotes denominations
  • Euro coins
    • Euro coin denominations
    • Issuance of commemorative and collector euro coins
    • Commemorative euro coins
    • Euro coins of other countries
  • Regulations
  • Kuna
    • Banknotes
      • 5 kuna
      • 10 kuna
      • 20 kuna
      • 50 kuna
      • 100 kuna
      • 200 kuna
      • 500 kuna
      • 1000 kuna
      • Invalid banknotes
    • Coins
      • 1 lipa
      • 2 lipe
      • 5 lipa
      • 10 lipa
      • 20 lipa
      • 50 lipa
      • 1 kuna
      • 2 kune
      • 5 kuna
      • Commemorative coins in circulation
    • Regulations
    • Supply
    • Demonetisation of damaged kuna coins
  • Currency reserves
    • Production
  • Protection against counterfeiting
    • Prevention of counterfeiting
    • Registered counterfeits
    • Reproduction
  • Replacement of cash
    • Replacement of stained euro banknotes at the Croatian National Bank
    • Replacement of stained kuna banknotes at the Croatian National Bank
  • Numismatics and investment gold
    • Sets
      • Banknotes
      • Coins
    • Commemorative and numismatics coins
      • Gold and silver coins
      • Gold ducats
      • Souvenir coins
    • On numismatics
    • Purchase and orders
  • Applications
• Statistics
  • Release calendar
  • Statistical releases
  • Indicators of banking system operations
  • Main macroeconomic indicators
  • Statistical data
    • Financial sector
      • Republic of Croatia contribution to euro area monetary aggregates
      • Consolidated balance sheet of MFIs
      • Central bank (CNB)
        • Exchange rates
          • Euro foreign exchange reference rates
          • Exchange rate list for CNB clients
          • Exchange rates of other currencies for the euro (CNB)
        • CNB balance sheet
        • International reserves
      • Other monetary financial institutions
        • Aggregated balance sheet of OMFIs
        • Credit institutions
          • Non-consolidated balance sheet
            • Credit institutions
              • Monthly data
              • Quarterly data
              • Annual data (audited)
            • Housing savings banks (monthly data)
            • Archive
              • Old national methodology
          • Interest rates
          • The results of the euro area bank lending survey
          • Banking supervision
            • Indicators of credit institution operations
            • Supervisory disclosure
      • Other financial corporations
        • Non-money market investment funds
    • General government sector
      • Non-financial accounts of general government
      • General government debt
    • External sector
      • Balance of payments
      • Foreign Direct Investments
      • Trade in international services
      • International investment position
      • Outstanding gross external debt
      • Competitiveness
    • Financial accounts
    • Securities
    • Selected non-financial statistics
      • Price indices
      • Wage indices
      • Confidence indices
    • Payment systems
      • Croatian Large Value Payment System (CLVPS)
      • National Clearing System (NCS)
      • TARGET-HR
      • Euro-NCS
      • EuroNCSInst
    • Payment services
      • Credit transfer and standing order
      • Direct debits
      • Cash deposits and withdrawals
      • Bill-paying service
      • Issuing of payment instruments
      • Acquiring of payment instruments
      • Accounts
      • Infrastructure
      • Credits to and debits from the accounts by simple book entry
      • Money remittance
    • Turnover of authorised exchange offices
    • Currency
    • Archive
      • Indicators of credit institution operations - Archive
      • Old national methodology
      • ESA 2010 until 31/12/2022
        • Money market
      • ESA 1995/BPM5
  • SDDS
  • Regulations
  • Information for reporting entities
    • Securities statistics
    • Monetary statistics
    • Prudential reporting
    • Money market
    • External statistics
    • Payment services statistics
    • Cash statistics
  • Information for users of statistical data
  • Use of confidential statistical data of the CNB for scientific purposes
  • Statistical surveys
    • Euro area bank lending survey
    • Household Finance and Consumption Survey
• Analyses and publications
  • Macroeconomic projections
  • Comments on statistics
  • Publications calendar
  • Regular publications
    • Bulletin
    • Macroeconomic Developments and Outlook
    • Annual Report
    • Semi-annual Information
    • Financial Stability
    • Macroprudential Diagnostics
    • Payment Cards and Card Transactions
    • Payment Transactions and Accounts
    • Cashless Payment Transactions
    • Banks Bulletin
    • Standard Presentation Format
  • Occasional publications
    • Working Papers
    • Surveys
    • Statistical and Methodological Papers
  • Other publications
  • Research News
• Public Relations
  • Explainers
    • By topic
      • Croatian National Bank
      • Banking supervision
      • Single Supervisory Mechanism
      • Single Resolution Mechanism
      • European Central Bank
      • Financial stability
      • Consumer protection
      • Financial literacy
      • Money
      • Payment system
      • Digital euro
      • Compliance
    • Tell me
    • Show me
    • Miscellaneous
  • HNBlog
  • Announcement of public appearances
  • News
  • Press releases
    • CNB
    • ECB
  • Information and statements
  • Presentations
    • Speeches
    • Interviews
  • Consultations with the public
  • Gallery
    • Videos
  • Warnings
  • War in Ukraine
  • CNB’s response to COVID-19 crisis
  • Contact us